Insurance is a regulated activity and as such we are legally unable to give out any specific advice.

Both clubs and individual rowers should always carefully check details of any of their insurance policies with their own provider.

Please note that your club or association’s affiliation to British Rowing does NOT include ANY insurance. You need to insure that all your activities and assets are protected by insurance. You will find information and advice on all aspects of insurance on our mini-site.

Liability Insurance

Insurance for liability for any injury or damage caused by you is essential.  For that reason British Rowing has a recommended provider, Howden, who are experts in liability insurance and will be able to discuss your policies and requirements with you. The link is:

There are discounts available for clubs with Clubmark accreditations, and clubs with 75% of their members individually registered to British Rowing. All British Rowing individually registered members receive liability insurance with their membership.

Property and boat insurance for clubs and rowers

Elite Rowing Insurance logoElite Rowing has been the recommended provider of boat and equipment insurance for a number of years and they will be able to provide you with all the information you need to ensure your valuable assets are protected, even providing support with claims when you need to be back up and running or back on the water.  Individual rowers can even benefit from a 10% discount on boat insurance when buying online.

Note: Elite Rowing is a trading name of Towergate Insurance Brokers.

More in this section

Insurance for Clubs

Clubs need to make sure that as well as adequately insuring their clubhouse and boats, they carry suitable liability insurance that caters for the full range of activities that they as a club and a committee undertake.

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Insurance for Events

When arranging any competition or event you have a duty of care towards those taking part, including spectators.

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Club Constitution and Codes of Conduct

To affiliate to British Rowing you will need to have a club constitution.

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Grievance and Disciplinary

The following documents set out the procedures to follow if you feel that you or your club has been badly treated by any British Rowing body, whether that be British Rowing itself or any associated group.

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