Information about insurance cover for clubs, affiliated competitions, rowers, coxes, coaches and volunteers.


Insurance is a regulated activity and as such British Rowing is legally unable to give out any specific advice. We have appointed Howden as the insurance broker for British Rowing. Howden is the UK’s largest independent insurance brokers and provide specialist insurance to over 300 sport and recreation insurance.

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Club insurance

Please note that your club or association’s affiliation to British Rowing does NOT include ANY insurance. You need to insure that all your activities and assets are protected by insurance. Clubs need to make sure that as well as adequately insuring their clubhouse and boats, they carry suitable liability insurance that caters for the full range of activities that they as a club and a committee undertake.

For more information and support about insuring your club for British Rowing insurance for clubs, then click here >>>

Clubs should always carefully check details of any of their insurance policies with their own provider.

Property and boat insurance for clubs and rowers

Elite Rowing Insurance logoElite Rowing has been the recommended provider of boat and equipment insurance for a number of years and they will be able to provide you with all the information you need to ensure your valuable assets are protected, even providing support with claims when you need to be back up and running or back on the water.  Individual rowers can even benefit from a 10% discount on boat insurance when buying online.

Note: Elite Rowing is a trading name of Towergate Insurance Brokers.


Competition insurance

When arranging any competition you have a duty of care towards those taking part, including spectators.

British Rowing’s Combined Liability Insurance policy protects the organisers of British Rowing affiliated regattas and processional races, as well as those regattas that are compliant with British Rowing Rules, RowSafe and are individually approved by British Rowing.

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Insurance for rowers, coxes and coaches

Individually registered member of British Rowing are protected by Combined Liability and Personal Accident cover while participating in rowing.

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More in this section


Clubs are at the heart of rowing and British Rowing is committed to supporting all those involved in developing the sport.

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Club Constitution and Codes of Conduct

To affiliate to British Rowing you will need to have a club constitution.

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Club Safety

Rowing and sculling are outdoor activities so it is important to recognise that contending with difficult weather conditions, other water users and using different waterways is all part of the sport. 

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EA Boat Registration

Affiliated clubs are able to purchase reduced price Environment Agency (EA) Boat Registrations through British Rowing.

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